Visa Debit Card

VISA® Debit Cards

Get a Debit Card at account opening with our Instant Issue option.

Use WFCU debit cards anywhere VISA® is accepted, either with a PIN or signature. Both transaction types are deducted from your checking account. Withdraw up to $500.00 daily from ATMs or request cash back on merchant purchases. Our debit cards have EMV chips to make your purchases more secure, and we offer text alerts through online banking, which allows you to set notifications for account activity.

Our Visa® Credit and Debit Cards have migrated to a new platform that offers enhanced fraud protection and more. You may experience an increase in fraud alerts while the system is learning your transaction pattern. During this time, if you receive an alert, please respond back to the inquiryPlease note, there are new phone numbers available for activating a new card, reporting a card lost or stolen, and more via the links below.  Find more information about our Visa ® Credit Card here.


  • WFCU Online and WFCU Mobile are free and give you convenient access to your accounts anytime, anywhere.
  • Customize which accounts you see and how they appear when you log in to your WFCU Online account.
  • Pay bills with Bill Pay, free of charge.
  • Schedule and cancel transfers, set alerts, and more.
  • Access your accounts from your mobile device.

Get Electronic Access


Access your account 24/7 by phone at 800.229.3544.

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Activation and PIN Management

For Visa Debit and Credit Cards

Call to:

1. Activate your card and choose your PIN.

2. Change your PIN on an active card.

800-290-7893 (within U.S.)

206-624-7998 (outside U.S.)

For security purposes, the following PINs are restricted:

0000 1111 2222 3333 4444 5555 6666 7777 8888 9999 0123 1234 2345 3456 4567 5678 6789 7890 0987 9876 8765 7654 6543 5432 4231 3210

Lost, Stolen or to Report Fraud

For Visa Debit and Credit Cards

If your card has been lost or stolen:

888.297.3416 (within U.S.)

206.389.5200 (outside U.S.)

To report fraudulent activity on your card:


Transaction Assistance/Declines

For questions regarding transaction issues and/or card declines during regular business hours call 316.941.0600. For questions regarding transaction issues and/or card declines BEFORE/AFTER regular business hours call 800.547.2174 (within the US).