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Loan Rates
Autos Boats Motorcycyles RVs APR* as low as 5.35% with AutoPay ✔️ ✔️ ✔️ ✔️ Automatic payment (AutoPay) discount available ✔️ ✔️ ✔️ ✔️ Credit Cards
Type APR* WFCU Visa® Credit Card As low as 13.50% Unsecured Loans
Type APR* Signature Loans As low as 9.75%** Secured Loans
Type APY** Share Secured Loans 3% Above APY*** -
Savings Account Rates
Rates Effective March 27, 2026These rates are subject to change without notice.Type Rate APY** Dividend Period Regular Share 0.15% 0.15% Quarterly Secondary Shares 0.15% 0.15% Quarterly IRA 0.15% 0.15% Quarterly Christmas Club 1.00% 1.00% Annually Money Market Account Rates
Type / Term Rate APY** Dividend Period $1,000 - $5,000 .95% .95% Monthly $5,001-$10,000 1.00% 1.00% Monthly $10,001 - $25,000 1.00% 1.00% Monthly $25,001 - $50,000 1.49% 1.50% Monthly $50,001 + 1.99% 2.00% Monthly Share Certificate/IRA Certificate Rates
Rates Effective December 19, 2025These rates are subject to change without notice.Term Rate* APY** Dividend Period Early W/D Penalty Youth Share Certificate 3.89% 3.95% Quarterly 90 Days Interest 3 Month 2.48% 2.50% Quarterly 90 Days Interest 6 Month 3.89% 3.95% Quarterly 90 Days Interest 1 Year 3.89% 3.95% Quarterly 180 Days Interest 2 Year 3.21% 3.25% Quarterly 180 Days Interest 3 Year 3.21% 3.25% Quarterly 180 Days Interest 4 Year 3.21% 3.25% Quarterly 180 Days Interest 5 Year 3.21% 3.25% Quarterly 180 Days Interest -
Checking Rates
Rates effective as of December 19, 2025.
Account APY** Dividend Period Prosper 0.50% Monthly ACCOUNT DIVIDEND APY** (Tier 1) APY** (Tier 2) Preferred Monthly 0.10% (Min. balance of $1500-$4999 0.15% (Min. balance of $5000) Ultimate Monthly 0.10% (Min. balance of $1500-$4999 0.15% (Min. balance of $5000) Premier Monthly 0.10% (Min. balance of $1500-$4999 0.15% (Min. balance of $5000) -
Conventional Mortgage Rates
As Little As 3% Down
10-30 Year Terms Available. Contact a Mortgage Specialist for your personalized quote at 316.941.0600 x596.
Click here to access our current Mortgage Rates: MORTGAGE RATES
*APR = Annual Percentage Rate
**With Automatic Payments