Why pay fees when you don't have to?

WFCU has checking account options for everyone.

Compare Accounts
  Preferred Ultimate Premier
Access to nationwide surcharge-free ATMs ✔︎ ✔︎ ✔︎
Free Online and Mobile Banking ✔︎ ✔︎ ✔︎
Free Mobile Check Deposit ✔︎ ✔︎ ✔︎
Free Bill Pay ✔︎ ✔︎ ✔︎
Free Alerts and Notifications ✔︎ ✔︎ ✔︎
Free Chip-Enabled Visa Debit Card ✔︎ ✔︎ ✔︎
Zero Liability for unauthorized debit card charges ✔︎ ✔︎ ✔︎
Dividends earned on daily balances over $1,500* ✔︎ ✔︎ ✔︎
Minimum Balance None None None
Monthly Maintenance Fee $20; waived with Direct Deposit $10; waived with Direct Deposit None
Opening Deposit $25 $25 $25
Qualifications 499 credit score or below 500 to 599 credit score 600 or more credit score
* Average daily balance of $1,500 must be maintained to earn dividends.      


  • WFCU Online and WFCU Mobile are free and give you convenient access to your accounts anytime, anywhere.
  • Customize which accounts you see and how they appear when you log in to your WFCU Online account.
  • Pay bills with Bill Pay, free of charge.
  • Schedule and cancel transfers, set alerts, and more.
  • Access your accounts from your mobile device.

Get Electronic Access


Access your account 24/7 by phone at 800.229.3544.